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President's Message

August 31, 2009

During the first half of 2009, North Brookfield Savings Bank fared very well. We continue to operate profitably and have plenty of liquidity to fund loans of all types, whether residential mortgages, car loans or business loans. Despite this economy, there are still businesses and individuals that are creditworthy. As a strong community bank, with lending decisions made here, we are able to review and structure a loan that is in the best interest of the customer and the Bank.

Our focus on core banking principles has served us well and will continue to do so. Sticking with the basics in good times and bad times always seems to make sense. At NBSB we have always followed that philosophy.

In all likelihood, the remainder of 2009 will continue to be a challenge as the economy is still showing signs of stress and this impacts our community. We will need to be able to respond with an emphasis on the fundamentals of service excellence, quick response to customer inquiries and the recognition that we are here because of our customers. Many customers are more comfortable dealing with their local community bank and our capable staff will ensure that their experience is a good one.

The renovation and expansion of 35 Summer Street is well underway with a completion date in early fall. The new facility will provide for a more efficient workflow and functionality with Lending, Operations, Finance, and Administration all housed in one location.

I would like to thank each of you for banking with North Brookfield Savings Bank Through the patronage of our customers and the hard work of our talented employees, we have remained a strong, stable, and independent community bank for more than 155 years. Community banks like North Brookfield Savings Bank are instrumental in fueling the growth of businesses, putting families in homes, and helping our customers to manage their money and save for the future.

If you have any questions or concerns please feel free to review our financial highlights and to contact us at 508-867-7442.

Sincerely,

Donna L. Boulanger
President & Chief Executive Officer


NORTH BROOKFIELD SAVINGS BANK

Officers and Corporation Members
In compliance with Section 30, Chapter 590, Acts of 1908 Following is a list of our Officers and Corporation Members of the
North Brookfield Savings Bank As of May 4, 2009

CHAIRMAN OF THE BOARD
John J. Lane

PRESIDENT & CHIEF EXECUTIVE OFFICER
Donna L. Boulanger


SENIOR VICE PRESIDENT/CHIEF FINANCIAL OFFICER/TREASURER
Patricia Mayo-Sherman


VICE PRESIDENT
Arthur Allen, Jr.

VICE PRESIDENT-OPERATIONS/CHIEF TECHNOLOGY OFFICER
Kirk P. Burnham


VICE PRESIDENT/HUMAN RESOURCES OFFICER
Margaret I. Carr


VICE PRESIDENT/BRANCH ADMINISTRATION OFFICER
Dina A. Merwin


VICE PRESIDENT/SENIOR LOAN OFFICER
Stephen Quink

ASSISTANT TREASURER/OPERATIONS
Laurie A. Wisniewski


BRANCH MANAGERS
Mary A. Antinovitch


David Golden


John C. Lawlor, Jr.


Pam Weeks



CLERK OF THE CORPORATION
Alan R. Varnum

AUDITING COMMITTEE
Thomas C. Baker, III
Blaise P. Berthiaume
Gregory Kline
Robert E. Pillsbury
Jeffrey A. Spencer
Alan R. Varnum

BOARD OF INVESTMENT
Arthur Allen, Jr.
Roland A. Gauthier
Sara Hunt
John J. Lane
John R.A. Lofgren

TRUSTEES
Arthur Allen, Jr.
Thomas C. Baker, III
Blaise P. Berthiaume
Donna L. Boulanger
Roland A. Gauthier
Stephen Howe
Sara Hunt
Greg Kline
F.William Kobel
John J. Lane
John R. A. Lofgren
Elizabeth Martinelli
Robert Pillsbury
Lloyd A. Rice
Jeffrey A. Spencer
Alan R. Varnum

HONORARY TRUSTEES
Hudson R. Bennett
Harold R. Chesson, Jr.
Louis A. Petruzzi

CORPORATORS
The Trustees and the following:
Mark H. Adams
Richard W. Barnes
Matthew C. Benvenuti
Matthew G. Benvenuti
Damien D. Berthiaume
Robert E. Bishop
Roger J. Charpentier, Jr.
Theresa A. Cuddy
Agnes Davis
Louis B. Grace
Wayne A. Granat
Richard Greene
William D. Herrick
Brenda Howland
Robert E. Hunt
Joseph J. Jannette
June F. Klem
John D. Krusell
Robert LaFlamme
Andrew J. Leach, Sr.
James P. McGinley, Jr.
Ernest A. Messier, Jr.
John J. Milks
Scott Norrie
William L. Parsons
Edward Reed
James St. Amand
Nancy J. Salem
David Snay
William Terry
Michael Toomey
Richard Varney
Maureen R. Wesolaski
John F. Willard, Jr.
Louise Woodard